Frequently asked questions.

No. Trident Funding Solutions is a commercial finance broker. We organize your file, route it to third-party funding partners, and help you compare what comes back. Partners set the terms and make every approval decision.

If you qualify for a bank line or an SBA loan and can wait out the process, one of those usually carries a lower total cost and is often the better instrument. Revenue-based advances, term loans, credit lines, and equipment financing exist for businesses that banks decline or that cannot wait on bank underwriting. Part of our job as a broker is telling you when a bank product is the better answer for your situation, and we will.

Requirements vary by funding partner. Some partners review your business for an initial match without affecting your credit score, and a specific offer may later involve a credit inquiry. Ask how the review works for any offer before you move forward.

You pay Trident nothing. Funding partners compensate us when a match funds. There is no cost to apply, to compare offers, or to walk away.

We can tell you how the cost works before you share anything. An advance is priced with a factor: the amount you receive multiplied by a fixed number equals the total you repay, with remittances drawn on a set daily or weekly schedule. Term products and credit lines are structured differently, and the structure comes with the offer. As a market yardstick, these advances are commonly priced at about 1.1x to 1.5x of the amount you receive, most sold deals land around 1.30x to 1.40x, and repayment usually runs 3 to 18 months. Those are published industry figures, not a Trident quote. What no one can honestly quote up front is your exact number, because funding providers price from your actual revenue and bank activity. Any offer we bring back shows the full cost in plain figures before you sign, and walking away costs nothing.

Timelines depend on the funding product and the partner, and on how quickly you send the requested documents. The partner sets and confirms the timeline once your file is under review.

Most partners ask for recent business bank statements, basic business details such as time in business and entity type, and identification for the owner. Some products, like equipment financing or invoice factoring, need more, and the partner confirms what during review.

Funding providers generally weigh time in business and the recent deposits in your business bank account more heavily than collateral or a credit score alone. If your business is closed, or has not started generating revenue yet, an advance is not a fit and we will say so rather than waste your time. A past bankruptcy or a rough season does not decide it by itself; fit depends on the product and the provider. If you are unsure, asking costs nothing and you will get a straight answer.

Each funding product and partner sets its own industry requirements. Tell us about your business and we will let you know what fits. There is no cost to ask.

Every business and partner is different. If one option is not a fit, we can talk through other products or partners that may suit your situation. There is no cost to keep looking.

Sometimes it is not, and we will tell you when that is the case. Taking a second advance on top of an existing one can strain cash flow and can violate your current agreement, so we do not encourage stacking. A second look tends to make sense when your current balance is mostly paid down, when a fixed daily draw is squeezing your cash, or when you want to compare a different structure for the next round. If you are covered today, keep our details for the day that changes.

Trident Funding Solutions LLC is a Wyoming limited liability company. We reach businesses using publicly available business contact information and data from commercial business data providers, and we never use consumer credit data to find you. We do not sell your information, and if you ask us to stop contacting you, we stop. If you want to verify who we are first, our contact details are on this site and every application question gets a straight answer before you commit to anything.

We never shop your contact information around. No funder gets your name, your phone number, or your email until you pick that funder and tell us in writing to send your file. Until then, a funder sees a summary of your business with no way to reach you. If a funder can only quote with your full file, we tell you first and send nothing without your written OK. Once you choose a funder and we send your file, that funder handles your information under its own privacy practices, which can include contacting you directly. We never sell your information, and we do not add you to marketing lists.

Early payoff terms, and any discount or fee for doing so, are set by the funding partner and written into your agreement. Ask about early payoff for any offer before you sign.