Understand the math before anyone asks for a signature.
These tools are free and public, built for owners who are tired of dense jargon. They do not approve funding or quote partner pricing, and they never replace a written offer.
Cash advance cost estimator
Move the sliders and a working capital advance estimate recomputes: total repayment, the cost of capital in dollars, and the annualized cost.
Open the estimatorTerm-loan cost estimator
Pick a lender channel, amount, and term, and see the estimated payment, total repaid, and cost of the financing against the market range.
Open the estimatorLine-of-credit cost estimator
Pick a lender channel, credit limit, and how much you draw, and see the cost on the drawn balance, the fee add-ons, and the effective annualized cost against the market range.
Open the estimatorEquipment financing cost estimator
Pick a lender channel and a loan or lease structure, then set the equipment cost, term, and an APR-equivalent or money factor to see the monthly payment, total of payments, and financing cost against the market range.
Open the estimatorInvoice factoring cost estimator
Pick your industry and recourse choice, set the invoice amount, advance percentage, and factoring fee, and see the cash up front, the reserve, the financing cost, and an APR-equivalent for comparison against the market bands.
Open the estimatorSBA loan cost estimator
Pick an SBA program, loan amount, and term, and see the federal maximum for your loan (a legal ceiling, computed live from the regulation), the realized market center, and the estimated payment, total repaid, and total financing cost.
Open the estimatorOffer comparison checklist
The fields to ask for before you sign, grouped in the order they matter. Print it or keep it open on a phone.
Get the checklistWhat to bring
The statements and business details that keep a review moving, so fewer things slow it down after you apply.
See the listOur promise on these tools.
Plain limits on what a number here can and cannot mean for you.
No account
You can use every tool here without an account, an email, or a credit pull.
Not an offer
No number on these pages is an offer from a funding partner.
Your choice
If you apply later, you still choose whether to accept any partner offer.
Who decides
Partners set terms and make approval decisions.