The industry is confusing on purpose. We translate.
Free education for owners who want clarity before they take capital. We skip invented approval odds and pressure language. When you are ready, the team that wrote these guides can walk an application with you.
Start with these three.
Read these before you talk to a partner. Each one is short and stays in plain dollars.
MCA basics, in plain English
What a merchant cash advance is, how remittances work, and what the multiplier means in dollars.
Read the guideReading your contract
Five things to check in dollars and days before you sign anything.
Read the guidePersonal guarantees
What a personal guarantee actually asks of you, and the questions to raise.
Read the guideGo deeper on the mechanics.
How the money moves and who sits on the other side of the contract. Read these when you want the detail.
Broker vs lender
Who gets paid, who decides approval, and why that split matters for trust.
Read the guideDaily and weekly remittances
How automatic collections feel in a slow week and in a busy one.
Read the guideStacking risks
What a second advance does to your remittance load, and what to ask first.
Read the guideHow term loans are priced
The two quoting regimes, the three lender channels, and why the advertised floor is rarely the price you pay.
Read the guideReading a term-loan offer
How repayment works, which channel fits, prepayment terms to check, and the questions to ask before signing.
Read the guide