Advance, factor, remittance.
Advance
The cash you receive. Watch for fees taken off the top so you know the net amount that lands in the account.
Factor (the multiplier)
Multiplies the advance to set total repayment. Example: 1.35 applied to $40,000 is $54,000 out. Market multipliers commonly run about 1.1x to 1.5x, with most sold deals landing around 1.30x to 1.40x, so 1.35 sits right at the market center. Industry figures, not a Trident quote.
Remittance
How that total is collected over time, through daily or weekly ACH or a share of card sales. These advances are commonly repaid over 3 to 18 months, most often 6 to 9. Industry figures, not a Trident quote.
When sales slow down.
Remittances can feel heavy when sales slow, because the collection keeps running on its schedule while your revenue dips. That is why comparing total repayment in dollars, and understanding how the remittance is calculated, matters more than any sales pitch. If a structure does not fit your cash flow, say so early. A broker should help you compare options, not push you into one product story.
Our roleWhat Trident does.
We are a funding broker. We help you prepare an application, understand partner paperwork, and compare options. Funding partners decide pricing and approval. Merchants pay Trident no fee to apply or to receive matches, and we are compensated by partners when transactions complete.