Free tool
Put every offer through the same questions.
Keep this open while you read partner paperwork so sales language cannot hide the structure. Bring it to any call.
01
Total dollars in and out
- How much capital do I actually receive after any fees?
- What is the total I will repay if the agreement runs as written?
- Is there an early payoff option, and how is the remaining balance calculated?
- Where does the multiplier fall against the market, which commonly runs about 1.1x to 1.5x, with most sold deals around 1.30x to 1.40x?
02
How repayment works
- Daily, weekly, or monthly remittance?
- Percent of sales, fixed ACH, or split funding from card processing?
- What happens in a slow month when sales drop?
- Is the share of sales inside the usual 10% to 20% band?
03
Security and guarantees
- Is a personal guarantee requested, and who signs it?
- Is business equipment, receivables, or other collateral involved?
- What defaults or events of default are defined in the contract?
04
Process and transparency
- Who is the funding partner on the contract, by legal name?
- What documents are still required before funding?
- Who do I call if remittance timing or amount looks wrong?
Read your next offer with us.
Partners quote the terms. We help you read them. There is no fee to apply and no obligation to accept, and partners see a business summary without your contact information before they ever see your name; how identity release works is on our Data Promise page. The market ranges noted in the checklist are industry figures, not a Trident quote.